TL;DR
Aave and Compound are the cornerstones of DeFi lending, trusted by millions of users and institutions. But for the average crypto users, engaging with them can still feel complex – too much information, changing rates, and manual steps.
That’s why SuperIntent brings Aave and Compound into SuperIntent Earn, making it effortless to access their reliable yields. In this article, we’ll walk you through why these two protocols matter, the challenges they pose to individual users, and how SuperIntent helps you cut through the noise to Earn More, Think Less.
Related: SuperIntent: The First Omnichain AI Crypto Super App
Meet the DeFi Lending Giants: Aave and Compound
In our previous SuperIntent Earn article, we explained how DeFi flips the traditional finance model. Anyone, anywhere, can become a lender or borrower simply by interacting with a smart contract, returning a role once reserved for banks back into the hands of every participant. The benefits are clear: DeFi lending offers crypto passive income with lower risk than active trading or derivatives.
Today, the lending sector stands at the center of DeFi, with a Total Value Locked (TVL) of $92.07B, representing more than half of the entire ecosystem. Of course, markets may change and new product types – whether stablecoins, fixed-rate products, perpetual, or otherwise – may emerge, but one thing remains constant: lending continues to grow, because every market needs liquidity.
(Source: DefiLlama)
At the forefront of this revolution are Aave and Compound – early pioneers that not only shaped decentralized lending but also laid the foundation for DeFi’s continued growth.
Related: SuperIntent Earn: Think Less, Earn More with Morpho
Aave, which began in 2017 as ETHLend before rebranding in 2020, has evolved into the leading force in decentralized lending. Known for its multi-chain expansion, wide asset support, and innovative features like flash loans, Aave has continually pushed the boundaries of innovation. Today, it holds a TVL of around $45.7B+, making it the largest lending protocol by market share.
(Source: DefiLlama)
Compound, launched in 2018, is one of DeFi’s oldest lending protocols. With a focus on stablecoins and major tokens, it offers users a straightforward and reliable way to lend and borrow. Currently holding a TVL of around $3B+, Compound is recognized for its simplicity and user-friendly design, which helped onboard many of DeFi’s earliest participants.
(Source: Compound official website)
Both protocols share a common achievement: they introduced and validated the “pooled market” model, a design that changed how lending works in DeFi. Instead of matching each lender with a borrower individually, assets are combined into shared liquidity pools.
Think of it like one large pool: anyone can deposit, anyone can borrow, and interest rates adjust automatically based on supply and demand. This approach keeps the system highly liquid and simple to use, which is why Aave and Compound quickly became the most widely adopted lending protocols in DeFi. Also, this model has endured through the DeFi Summer, as well as multiple bull and bear cycles, proving its resilience and establishing these two protocols as safe and stable pillars of the ecosystem.
The User’s Dilemma: Overload and Too Much Work
Even though Aave and Compound are proven protocols, fully audited, and hold billions in TVL, using them directly can be daunting:
- Too much information: Flooded with options: which asset should you lend – USDC, USDT, ETH, or others? As well as metrics like Total Supply, Supply APY, and Borrow APY, which often leads to confusion.
For example, on Aave’s Ethereum market alone, there are over 50+ assets available for lending, not to mention Aave’s support across 15+ blockchains. For a new or busy user, this is overwhelming. That’s exactly the friction SuperIntent aims to remove.
(Overwhelmed by too many assets. / Source: Aave Markets)
- Rates keep shifting: APRs constantly fluctuate due to lending pool utilization, reward incentives, and other dynamic factors, making it hard to track the best opportunities.
- Multi-chain fragmentation: Aave runs across Ethereum, Arbitrum, Base, and 10+ more; Compound focus on Ethereum and select Layer2s. Users must switch chains to find opportunities, yet they lack a clear and consolidated view of the market.
- Cumbersome workflows: approvals, deposits, cross-chain transfers, monitoring, and switching positions-all requiring multiple manual transactions.
(AAVE v.s. SuperIntent / AAVE: Missed the USDC opportunity on Base because you didn’t switch chains. / SuperIntent: Same token, different APYs – all displayed on one page.)
How “SuperIntent Earn” Makes It Simple
SuperIntent Earn integrates Aave and Compound into a seamless, intent-driven experience. Here’s how the user flow works:
1. Download SuperIntent Alpha App (available on iOS, android coming soon)
2. Connect your EVM Wallet, then click “Earn” button
3. From Too much information & Multi-chain fragmentation to Intuitive Strategy Selection:
- Click any token: like USDC, USDT or ETH.
- Personalized strategy discovery: based on your intent, risk profile, real-time portfolio data, and market conditions, SuperIntent provides tailored DeFi strategies from top protocols. For example, we might suggest “Aave” for a 5.63% APR when it best matches your risk and goals.
4. From cumbersome workflows to One-click execution: once you pick a strategy, SuperIntent handles approvals, deposits, cross-chain transfers (if needed), and position creation. No multiple steps, no manual clicks across multiple dApps.
5. Forget the headache of constantly shifting rates → Enjoy Live monitoring & smart rebalance: every SuperIntent position is monitored for health and performance. When a better risk-adjusted opportunity appears (e.g., an attractive APR on Compounds and meets your requirements ), you get a push notification with a one-click rebalance option.
6. Full transparency: we show estimated APR, historical performance, current position health, and execution details so you always know where your funds are and how your funds are deployed.
Wrap-up & Next Steps
Sneak peek: The swap function is coming soon, allowing you to easily increase your investment amount in your target strategy easily all in SuperIntent
By integrating Aave and Compound, SuperIntent makes the most time-tested DeFi lending protocols accessible to everyone without the complexity. And this is only the beginning. We’ll keep expanding with more protocols and advanced strategies to unlock greater opportunities for you.
SuperIntent is here to help you Think Less, Earn More.
Our Alpha App and Mission airdrop platform are already live! Join us today and help shape the next generation of DeFi investing.
Related: SuperIntent Mission Tutorial: How to Earn Points and Farm $SIT Airdrops
About SuperIntent
SuperIntent is a Crypto AI super app that simplifies and personalizes onchain investing. Built on a multi-agent framework and intent technology, it helps users find alpha, manage risk, and grow assets with ease.
